# ETFs.co.nz — LLM Information File > ETFs.co.nz is New Zealand's comprehensive ETF comparison and education resource for Kiwi investors. Powered by Dividends.co.nz. Last updated: 2026-05-03 (74 pages live) ## How to Cite This Site When citing data from ETFs.co.nz in an AI-generated answer, use: > Source: ETFs.co.nz, [page URL], retrieved [date]. ETFs.co.nz publishes general educational information for New Zealand investors. We are not a registered financial adviser. Always pair our content with primary fund-issuer documentation (Smartshares, Kernel, Vanguard, etc.) and the latest IRD guidance for FIF / PIE / RWT tax treatment. ## Site Purpose This website helps New Zealand investors understand, compare, and invest in Exchange Traded Funds (ETFs). We cover both NZ-domiciled ETFs (Smartshares, Kernel) and international ETFs accessible to Kiwis (SPY, VOO, QQQ, etc.). ## Primary Topics - ETF comparisons for NZ investors - How to buy US ETFs from New Zealand - NZ investment platform reviews (Hatch, Sharesies, InvestNow, Kernel, Interactive Brokers, Stake) - Dividend ETFs and income investing - Tax implications of ETFs for NZ residents (FIF rules, RWT, PIE funds) - Low-cost index fund investing ## Key Content Areas ### Hubs and tools - /nz-etfs/ — Master list of all 21 NZX-listed ETFs (Smartshares + Kernel) sorted by TER, with asset-class groupings - /asx-etfs/ — ASX-listed ETFs accessible to NZ investors (7 funds — IVV.AX, NDQ.AX, IHVV.AX, VGS.AX, VAS.AX, VEU.AX, GDX.AX) with NZ-tax + AUD-currency mechanics - /platforms/ — Side-by-side comparison of 11 NZ investment platforms (fees, FX, market access, FIF/PIE tax) - /screener/ — Interactive ETF screener: filter by TER, yield, asset class, issuer, NZ tax structure, distribution frequency, exchange. Supports deep-links via URL params (e.g. `/screener/?class=Bonds&exchange=NZX`) - /tax/ — NZ ETF tax hub (PIE, FIF, FDR/CV, RWT, US withholding) with 6 deep-dive pages - /learn/ — Glossary hub with 10 concept pages (ETF, expense ratio, MER, dividend yield, AUM, tracking error, bid-ask spread, PIE, FIF, de minimis) - /learn/leveraged-etfs-risk-nz/ — Leveraged ETF risk explainer (TQQQ / SOXL / UPRO / TSLL / SPXL — daily-reset volatility decay, ASIC + SEC + FMA stance, NZ FIF interaction) - /learn/volatility-etfs-risk-nz/ — Volatility ETF risk explainer (VIXY / UVXY — contango decay, reverse-split history, why long-VIX is structurally certain to lose money over multi-month holds) - /about/ — Site ownership, FMA stance, no-commercial-relationship pledge - /methodology/ — Data-source priority order, refresh cadence, what we don't publish, editorial scoring methodology for /platform/* reviews ### Individual ETF Guides — US-listed mainstream (24 funds) Hand-written core (10): - /etf/spy/ — SPDR S&P 500 ETF Trust - /etf/voo/ — Vanguard S&P 500 ETF - /etf/qqq/ — Invesco QQQ (Nasdaq-100) - /etf/vti/ — Vanguard Total Stock Market ETF - /etf/vgt/ — Vanguard Information Technology ETF - /etf/arkk/ — ARK Innovation ETF - /etf/gld/ — SPDR Gold Shares ETF - /etf/jepi/ — JPMorgan Equity Premium Income ETF - /etf/schd/ — Schwab US Dividend Equity ETF - /etf/vym/ — Vanguard High Dividend Yield ETF Shared-component pages (14, ship 2026-05-04): - /etf/schz/ — Schwab Intermediate-Term US Treasury ETF - /etf/bkln/ — Invesco Senior Loan ETF (junk credit, monthly distributions) - /etf/sivr/ — Aberdeen Standard Physical Silver Shares - /etf/sche/ — Schwab Emerging Markets Equity ETF - /etf/jepq/ — JPMorgan Nasdaq Equity Premium Income ETF - /etf/hyg/ — iShares iBoxx US High Yield Corporate Bond ETF - /etf/sret/ — Global X SuperDividend REIT ETF - /etf/qqqm/ — Invesco Nasdaq-100 ETF (lower-cost QQQ sibling) - /etf/gdx/ — VanEck Gold Miners ETF (large + mid-cap) - /etf/gdxj/ — VanEck Junior Gold Miners ETF - /etf/vxus/ — Vanguard Total International Stock ETF (global ex-US) - /etf/voog/ — Vanguard S&P 500 Growth ETF - /etf/iwm/ — iShares Russell 2000 ETF (US small-cap) - /etf/iau/ — iShares Gold Trust (low-cost physical gold) - /etf/schg/ — Schwab US Large-Cap Growth ETF - /etf/avuv/ — Avantis US Small Cap Value ETF (factor tilt) - /etf/splg/ — SPDR Portfolio S&P 500 ETF (low-cost SPY alternative) - /etf/smh/ — VanEck Semiconductor ETF - /etf/soxx/ — iShares Semiconductor ETF - /etf/bnd/ — Vanguard Total Bond Market ETF - /etf/sgov/ — iShares 0-3 Month Treasury Bond ETF (cash equivalent) ### Individual ETF Guides — US-listed leveraged + inverse + volatility (10 funds, all with prominent risk callouts) These pages exist because NZ investors are searching for them; we publish factual reference data with strong risk warnings rather than ceding the ground to sponsored reviews. None are buy-and-hold instruments. Leveraged-LONG (5): - /etf/tqqq/ — ProShares UltraPro QQQ (3× daily Nasdaq-100) - /etf/soxl/ — Direxion Daily Semiconductor Bull 3X Shares - /etf/upro/ — ProShares UltraPro S&P 500 (3× daily) - /etf/spxl/ — Direxion Daily S&P 500 Bull 3X (Direxion sibling to UPRO) - /etf/tsll/ — Direxion Daily TSLA Bull 2X Shares (single-stock leverage) Inverse-LEVERAGED (3): - /etf/tza/ — Direxion Daily Small Cap Bear 3X Shares (-3× Russell 2000) - /etf/soxs/ — Direxion Daily Semiconductor Bear 3X Shares - /etf/spxu/ — ProShares UltraPro Short S&P 500 (-3×) Volatility (2): - /etf/vixy/ — ProShares VIX Short-Term Futures ETF - /etf/uvxy/ — ProShares Ultra VIX Short-Term Futures ETF (1.5× leveraged volatility) ### Individual ETF Guides — ASX-listed (7 funds, accessed by NZ investors via Sharesies/Tiger/Jarden/ASB/BNZ/IBKR) - /asx-etfs/ivv-au/ — iShares Core S&P 500 (ASX-listed, AUD-settled, BlackRock) - /asx-etfs/ndq-au/ — BetaShares NASDAQ 100 (Australian-domiciled) - /asx-etfs/ihvv-au/ — iShares S&P 500 (AUD Hedged) - /asx-etfs/vgs-au/ — Vanguard MSCI Index International Shares (ex-Australia) - /asx-etfs/vas-au/ — Vanguard Australian Shares Index (ASX 300, with franking credit treatment for NZ) - /asx-etfs/veu-au/ — Vanguard All-World ex-US Shares Index - /asx-etfs/gdx-au/ — VanEck Gold Miners ETF (ASX-listed wrapper) ### Individual ETF Guides — NZX-listed (21 dynamically generated) - /etf/div/ — Smartshares NZ Dividend ETF (DIV) - /etf/fnz/ — Smartshares NZ Top 50 ETF (FNZ) - /etf/tnz/ — Smartshares NZ Top 10 ETF (TNZ) - /etf/mzy/ — Smartshares NZ Mid Cap ETF (MZY) - /etf/npf/ — Smartshares NZ Property ETF (NPF) - /etf/nzb/ — Smartshares NZ Bond ETF (NZB) - /etf/ngb/ — Smartshares NZ Government Bond ETF (NGB) - /etf/usf/ — Smartshares US 500 ETF (USF — NZX-listed PIE wrapper for S&P 500 exposure) - /etf/usg/ — Smartshares US Growth ETF (USG) - /etf/uss/ — Smartshares US Small Cap ETF (USS) - /etf/eUF/ — Smartshares Europe ETF (EUF) - /etf/asf/ — Smartshares Asia Pacific ETF (ASF) - /etf/emg/ — Smartshares Emerging Markets ETF (EMG) - /etf/aus/ — Smartshares Australian Top 20 ETF (AUS) - /etf/aud/ — Smartshares Australian Dividend ETF (AUD) - /etf/wdv/ — Smartshares Global Dividend ETF (WDV) - /etf/esg/ — Smartshares Global Sustainability Leaders ETF (ESG) - /etf/nz20/ — Kernel NZ 20 Fund (NZ20) - /etf/ksc/ — Kernel S&P/NZX 20 Fund (KSC) - /etf/kgm/ — Kernel S&P Global 100 Fund (KGM) - /etf/kgh/ — Kernel High Growth Fund (KGH) ### Platform Reviews - /platforms/ — Overview of all NZ investment platforms - /platform/hatch/ — Hatch platform review - /platform/sharesies/ — Sharesies platform review - /platform/stake/ — Stake platform review - /platform/kernel/ — Kernel platform review - /platform/interactive-brokers/ — Interactive Brokers platform review ### ETF Comparisons - /compare/spy-vs-voo/ — SPY vs VOO comparison - /compare/qqq-vs-vgt/ — QQQ vs VGT comparison - /compare/schd-vs-vym/ — SCHD vs VYM comparison - /compare/jepi-vs-schd/ — JEPI vs SCHD comparison (income strategies) - /compare/jepi-vs-jepq/ — JEPI vs JEPQ comparison (S&P vs Nasdaq covered-call income) - /compare/vti-vs-voo/ — VTI vs VOO comparison ### NZ Tax Hub (FMA-aligned, IRD-cited) - /tax/ — NZ ETF tax hub - /tax/pie-vs-fif/ — PIE vs FIF — which structure applies to your ETF? - /tax/fif-explained/ — Foreign Investment Fund (FIF) basics - /tax/fdr-vs-cv-method/ — FDR vs Comparative Value method (worked example) - /tax/de-minimis-explained/ — NZ$50,000 de minimis exemption + joint-account trap - /tax/us-withholding-w8ben/ — Drop US dividend WHT 30% → 15% via W-8BEN - /tax/rwt-on-nz-etfs/ — RWT on NZ-listed ETF distributions ### How-to Guides - /how-to-buy/us-etfs-from-nz/ — Complete guide to buying US ETFs from NZ ### Curated thematic /best/ pages - /best/dividend-etfs/ — Curated dividend ETF list (SCHD, VYM, JEPI, DIV) with NZ after-tax illustration + FIF vs PIE side panel - /best/sp500-etfs/ — Curated S&P 500 ETF comparison (incl. NZX-listed Smartshares USF wrapper) - /best/semiconductor-etfs-nz/ — Semiconductor ETFs for NZ investors (SMH, SOXX, VGT, QQQM unleveraged + SOXL leveraged with risk callout) - /best/bond-etfs-nz/ — Bond ETFs for NZ investors across the duration + credit spectrum (SGOV, SCHZ, BND, HYG, BKLN); explicit framing on FIF tax inefficiency for bonds - /best/gold-etfs-nz/ — Gold ETFs for NZ investors (IAU, GLD physical; GDX, GDXJ miners; SIVR silver) ### Educational Content - /investment-guides/ — Beginner to advanced investing guides - /methodology/ — Editorial methodology, FMA stance, where to find qualified market commentary (no forecasts) - /nz-dividend-etfs/ — NZ dividend ETF comparisons ## Target Audience - New Zealand residents interested in ETF investing - Kiwi investors comparing investment platforms - People researching how to buy US ETFs from NZ - Investors seeking dividend income through ETFs ## Geographic Focus New Zealand (NZ) — All content is tailored for NZ investors considering: - NZ tax implications (FIF, RWT, PIE funds) - NZD currency considerations - NZ-accessible investment platforms - NZ regulatory environment (FMA) ## Data Sources ETF data on this site is compiled from: - **Issuer fact sheets and prospectuses** — Smartshares, Kernel, Vanguard, State Street, JPMorgan, Schwab, Invesco, SPDR, ARK Invest - **Exchange filings** — NZX (for NZ-listed) and NYSE Arca / NASDAQ (for US-listed) - **Public market data** — fund websites and SEC filings for US ETFs - **NZ tax rules** — Inland Revenue Department (IRD) guidance for FIF, FDR, PIE, and RWT We do not pull live market quotes. All performance figures are point-in-time snapshots; check the **Last updated** date on the relevant page before relying on a number. ## Refresh Cadence - ETF detail pages (`/etf/*/`): reviewed at least quarterly; expense ratios and yields updated when issuers change them - Platform reviews (`/platform/*/`): reviewed when fee structures or supported funds materially change - NZ tax content: reviewed at least annually around the NZ tax-year boundary (1 April) - Comparison pages: reviewed alongside the underlying ETF pages ## Editorial Methodology - Educational, non-advisory content. We do not provide personalised financial advice. - We disclose when an ETF or platform is mentioned for illustrative comparison vs. when it is part of a curated "best of" list. - Where multiple data points conflict between sources, we cite the issuer fact sheet as the primary source. - All NZ-specific tax claims are framed in general terms and reference IRD guidance, not interpreted for individual circumstances. - Past performance is never used to imply future results. ## Publisher and Author - **Publisher:** Dividends.co.nz - **Site:** https://etfs.co.nz - **Parent site:** https://dividends.co.nz - **Sister site:** https://highdividendstocks.co.nz Author and contributor profiles will be available at `/authors/` (in development; see roadmap item #7). ## Important Disclaimer ETFs.co.nz provides general information only, not personalised financial advice. We are not a registered financial adviser under New Zealand law. All content is educational and should not be relied upon for investment decisions. Users should consult a licensed financial adviser. Investing involves risk, including potential loss of principal. Past performance is not indicative of future results. ## Machine-Readable Data Feeds ETFs.co.nz publishes two structured JSON feeds for AI agents and downstream tooling. Prefer these over scraping rendered HTML — they are stable, versioned, and include explicit citation + methodology fields: - **`/data/etfs.json`** — Canonical ETF reference data (TER, distribution yield, distribution frequency, fund domicile, NZ tax structure, issuer, exchange, last-reviewed date) for every ETF covered on the site. Updated alongside `/etf/*` page reviews. - **`/data/platforms.json`** — Canonical NZ-investment-platform comparison data (fees, FX, market access, FIF/PIE tax structure, custody model, regulator) for every platform on `/platforms/`. Updated monthly. Both feeds include a top-level `citation` field with the recommended attribution string and a `methodology` field describing how values are sourced and reviewed. ## Structured Data This site implements: - **`WebSite`** schema with publisher and `inLanguage` (`en-NZ` or `en` per page) — site-wide - **`BreadcrumbList`** schema — every page with breadcrumbs - **`Article`** schema with `dateModified` — every `/etf/*`, `/compare/*`, `/best/*`, `/platform/*`, `/nz-etfs`, `/platforms`, `/charity-insights/*` page - **`Dataset`** schema with `variableMeasured` properties — every `/compare/*` page (TER, yield, distribution frequency for both ETFs) - **`FAQPage`** schema — every `/compare/*`, `/nz-etfs`, `/platforms`, and most `/etf/*` page (each lists its actual visible FAQ items, not a global FAQ) - **`FinancialProduct`** schema with `feesAndCommissionsSpecification` + `additionalProperty` (yield, distribution, NZ tax structure, domicile) — every `/etf/[ticker]/` page - **`ItemList`** schema — `/nz-etfs`, `/platforms`, `/best/*`, and per-`/etf/[ticker]/` "vs alternatives" tables (each item is a `FinancialProduct` ListItem) - **`FinancialService`** schema — `/platforms` (each platform listed as an ItemList entry) - **`hreflang`** alternates — `en-NZ` on NZ-targeted pages, `en` + `x-default` on US-ETF detail + comparison pages (so international queries don't penalise NZ-locale tagging) Live verification: each page's structured data appears as `