Both from Vanguard, both 0.03% fees. Here's what NZ investors need to know about these two giants.
They're almost identical. VTI and VOO have 99%+ correlation because VOO's 500 stocks represent ~80% of VTI. VTI adds small-cap exposure (~10%), but both deliver essentially the same returns. Pick either and stick with it.
| Feature | VTI | VOO |
|---|---|---|
| Expense Ratio | 0.03% | 0.03% |
| Holdings | 4,000+ | ~500 |
| Market Coverage | 100% US market | ~80% US market |
| Small-Cap Exposure | ~10% | 0% |
| Dividend Yield | ~1.3% | ~1.4% |
| Share Price | ~$290 | ~$540 |
| 10-Year Correlation | 99%+ | |
This comparison barely matters. VTI and VOO perform almost identically. The top 500 companies (VOO) make up about 80% of the total market (VTI).
Over 10+ years, the return difference is typically less than 0.5% total. Spend your energy on saving more and staying invested rather than agonizing over VTI vs VOO.
Both available on Hatch, Stake, Sharesies, and Interactive Brokers.
Both are US-domiciled Vanguard ETFs. Identical FIF rules, same 15% US withholding tax.
VTI (~$290) is cheaper per share than VOO (~$540). If you're investing smaller amounts without fractional shares, VTI is more accessible.
Honestly? Flip a coin. Then invest consistently and don't look back.
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