Privacy Policy

Introduction

ETFs.co.nz ("the Website") is operated by Dividends.co.nz ("we", "us", "our"), registered in New Zealand. We are committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 2020 (New Zealand).

This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our Website.

Information We Collect

Information You Provide

We may collect personal information that you voluntarily provide, such as:

• Email address (if you subscribe to our newsletter or contact us)
• Name (if you provide it when contacting us)
• Any other information you choose to share with us

Information Collected Automatically

When you visit our Website, we may automatically collect certain information, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website
• Device information

How We Use Your Information

We use the information we collect to:

• Provide and maintain our Website
• Improve and optimise our Website and content
• Respond to your enquiries
• Send newsletters (if you have subscribed)
• Analyse Website usage and trends
• Comply with legal obligations

Cookies and Analytics

We use cookies and similar technologies to enhance your experience on our Website. These include:

Google Analytics

We use Google Analytics to understand how visitors interact with our Website. Google Analytics collects information such as how often users visit, what pages they visit, and what other sites they used prior to coming to our Website. We use this information to improve our Website and content.

Google Analytics uses cookies. The information generated is transmitted to and stored by Google. For more information on how Google uses data, visit: Google Privacy Policy

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Third-Party Services

Our Website may contain links to third-party websites, including investment platforms. When you click on these links, you leave our Website and your interaction with those sites is governed by their own privacy policies.

We are not responsible for the privacy practices of third-party websites. We encourage you to read their privacy policies before providing any personal information.

Data Sharing and Disclosure

We do not sell your personal information. We may share your information with:

• Service providers: Third parties who help us operate our Website (e.g., hosting providers, analytics services)
• Legal requirements: When required by law or to protect our rights
• Business transfers: In connection with a merger, acquisition, or sale of assets

Data Security

We take reasonable precautions to protect your personal information from unauthorised access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Data Retention

We retain your personal information only for as long as necessary to fulfil the purposes for which it was collected, or as required by law. Analytics data is retained according to Google Analytics' data retention settings.

Your Rights

Under the Privacy Act 2020, you have the right to:

• Request access to your personal information
• Request correction of your personal information
• Request deletion of your personal information
• Withdraw consent for marketing communications

To exercise these rights, please contact us at the details below.

Children's Privacy

Our Website is not intended for children under 16 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than New Zealand, including the United States (where Google is headquartered). These countries may have different data protection laws. By using our Website, you consent to such transfers.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" above.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us:

Email: hello@dividends.co.nz

Complaints

If you are not satisfied with our response to a privacy concern, you may lodge a complaint with the Office of the Privacy Commissioner:

www.privacy.org.nz