Updated Reviewed quarterly
IAU vs SIVR: ETF Comparison
IAU · iShares
TER 0.25% · Yield —
SIVR · Aberdeen
TER 0.30% · Yield —
Both IAU and SIVR are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
In 30 seconds: IAU (iShares Gold Trust, iShares) trades on the NYSE Arca at 0.25% TER. SIVR (Aberdeen Physical Silver Shares ETF, Aberdeen) trades on the NYSE Arca at 0.30% TER. Both IAU and SIVR are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
- IAU: iShares Gold Trust — 0.25% TER, FIF above NZ$50K
- SIVR: Aberdeen Physical Silver Shares ETF — 0.30% TER, FIF above NZ$50K
- IAU yield: not currently published
- SIVR yield: not currently published
- Cheaper TER: IAU
Head-to-head comparison
| Feature | IAU | SIVR |
|---|---|---|
| Fund | iShares Gold Trust | Aberdeen Physical Silver Shares ETF |
| Issuer | iShares | Aberdeen |
| Exchange | NYSE Arca | NYSE Arca |
| Total expense ratio | 0.25% | 0.30% |
| Dividend yield (TTM) | — | — |
| Distribution frequency | None | None |
| NZ tax wrapper | FIF above NZ$50K | FIF above NZ$50K |
Where to buy
IAU trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. SIVR trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. See all 11 NZ investment platforms compared.
Frequently asked questions
What is the difference between IAU and SIVR?▾
IAU (iShares Gold Trust) charges 0.25% TER vs SIVR (Aberdeen Physical Silver Shares ETF) at 0.30%. IAU is from iShares; SIVR is from Aberdeen. Both IAU and SIVR are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
Which has the lower fee, IAU or SIVR?▾
IAU is cheaper at 0.25% TER vs SIVR at 0.30% — a gap of 0.05 percentage points. Over 30 years on a NZ$50,000 portfolio at 7% pre-fee return, that fee gap compounds to roughly NZ5,300 of foregone wealth.
Which yields more, IAU or SIVR?▾
Yield data for at least one fund is not currently published — check the issuer fact sheet for the latest trailing 12-month yield. Headline yield is gross; after-tax outcome depends on your tax wrapper (FIF above NZ$50K for IAU, FIF above NZ$50K for SIVR).
Can NZ residents buy both IAU and SIVR?▾
Yes. IAU is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. SIVR is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers.
How does NZ tax differ between IAU and SIVR?▾
IAU is FIF above NZ$50K. SIVR is FIF above NZ$50K. Same tax wrapper, no structural tax difference between the two for NZ residents. See /tax/pie-vs-fif/ for the full mechanics.
Explore with AI
Ask an AI assistant about this page
Open a fresh session with your prompt pre-filled and this page's link attached — the assistant reads the page and answers with it as a source.
Prefer Google?Add etfs.co.nz as a preferred source →
