Updated Reviewed quarterly
QQQ vs VTI: ETF Comparison
QQQ · Invesco
TER 0.18% · Yield —
VTI · Vanguard
TER 0.03% · Yield 1.0%
Both QQQ and VTI are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
In 30 seconds: QQQ (Invesco QQQ Trust, Invesco) trades on the NASDAQ at 0.18% TER. VTI (Vanguard Total Stock Market ETF, Vanguard) trades on the NYSE Arca at 0.03% TER. Both QQQ and VTI are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
- QQQ: Invesco QQQ Trust — 0.18% TER, FIF above NZ$50K
- VTI: Vanguard Total Stock Market ETF — 0.03% TER, FIF above NZ$50K
- QQQ yield: not currently published
- VTI yield: 1.0% (Quarterly)
- Cheaper TER: VTI
Head-to-head comparison
| Feature | QQQ | VTI |
|---|---|---|
| Fund | Invesco QQQ Trust | Vanguard Total Stock Market ETF |
| Issuer | Invesco | Vanguard |
| Exchange | NASDAQ | NYSE Arca |
| Total expense ratio | 0.18% | 0.03% |
| Dividend yield (TTM) | — | 1.0% |
| Distribution frequency | Quarterly | Quarterly |
| NZ tax wrapper | FIF above NZ$50K | FIF above NZ$50K |
Where to buy
QQQ trades on the NASDAQ — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. VTI trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. See all 11 NZ investment platforms compared.
Frequently asked questions
What is the difference between QQQ and VTI?▾
QQQ (Invesco QQQ Trust) charges 0.18% TER vs VTI (Vanguard Total Stock Market ETF) at 0.03%. QQQ is from Invesco; VTI is from Vanguard. Both QQQ and VTI are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
Which has the lower fee, QQQ or VTI?▾
VTI is cheaper at 0.03% TER vs QQQ at 0.18% — a gap of 0.15 percentage points.
Which yields more, QQQ or VTI?▾
Yield data for at least one fund is not currently published — check the issuer fact sheet for the latest trailing 12-month yield. Headline yield is gross; after-tax outcome depends on your tax wrapper (FIF above NZ$50K for QQQ, FIF above NZ$50K for VTI).
Can NZ residents buy both QQQ and VTI?▾
Yes. QQQ is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. VTI is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers.
How does NZ tax differ between QQQ and VTI?▾
QQQ is FIF above NZ$50K. VTI is FIF above NZ$50K. Same tax wrapper, no structural tax difference between the two for NZ residents. See /tax/pie-vs-fif/ for the full mechanics.
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