Updated Reviewed quarterly
SCHG vs VGT: ETF Comparison
SCHG · Schwab
TER 0.04% · Yield —
VGT · Vanguard
TER 0.09% · Yield 0.3%
Both SCHG and VGT are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
In 30 seconds: SCHG (Schwab US Large-Cap Growth ETF, Schwab) trades on the NYSE Arca at 0.04% TER. VGT (Vanguard Information Technology ETF, Vanguard) trades on the NYSE Arca at 0.09% TER. Both SCHG and VGT are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
- SCHG: Schwab US Large-Cap Growth ETF — 0.04% TER, FIF above NZ$50K
- VGT: Vanguard Information Technology ETF — 0.09% TER, FIF above NZ$50K
- SCHG yield: not currently published
- VGT yield: 0.3% (Quarterly)
- Cheaper TER: SCHG
Head-to-head comparison
| Feature | SCHG | VGT |
|---|---|---|
| Fund | Schwab US Large-Cap Growth ETF | Vanguard Information Technology ETF |
| Issuer | Schwab | Vanguard |
| Exchange | NYSE Arca | NYSE Arca |
| Total expense ratio | 0.04% | 0.09% |
| Dividend yield (TTM) | — | 0.3% |
| Distribution frequency | Quarterly | Quarterly |
| NZ tax wrapper | FIF above NZ$50K | FIF above NZ$50K |
Where to buy
SCHG trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. VGT trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. See all 11 NZ investment platforms compared.
Frequently asked questions
What is the difference between SCHG and VGT?▾
SCHG (Schwab US Large-Cap Growth ETF) charges 0.04% TER vs VGT (Vanguard Information Technology ETF) at 0.09%. SCHG is from Schwab; VGT is from Vanguard. Both SCHG and VGT are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
Which has the lower fee, SCHG or VGT?▾
SCHG is cheaper at 0.04% TER vs VGT at 0.09% — a gap of 0.05 percentage points. Over 30 years on a NZ$50,000 portfolio at 7% pre-fee return, that fee gap compounds to roughly NZ5,300 of foregone wealth.
Which yields more, SCHG or VGT?▾
Yield data for at least one fund is not currently published — check the issuer fact sheet for the latest trailing 12-month yield. Headline yield is gross; after-tax outcome depends on your tax wrapper (FIF above NZ$50K for SCHG, FIF above NZ$50K for VGT).
Can NZ residents buy both SCHG and VGT?▾
Yes. SCHG is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. VGT is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers.
How does NZ tax differ between SCHG and VGT?▾
SCHG is FIF above NZ$50K. VGT is FIF above NZ$50K. Same tax wrapper, no structural tax difference between the two for NZ residents. See /tax/pie-vs-fif/ for the full mechanics.
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