Updated Reviewed quarterly
SCHG vs VOOG: ETF Comparison
SCHG · Schwab
TER 0.04% · Yield —
VOOG · Vanguard
TER 0.07% · Yield 0.4%
Both SCHG and VOOG are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
In 30 seconds: SCHG (Schwab US Large-Cap Growth ETF, Schwab) trades on the NYSE Arca at 0.04% TER. VOOG (Vanguard S&P 500 Growth ETF, Vanguard) trades on the NYSE Arca at 0.07% TER. Both SCHG and VOOG are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
- SCHG: Schwab US Large-Cap Growth ETF — 0.04% TER, FIF above NZ$50K
- VOOG: Vanguard S&P 500 Growth ETF — 0.07% TER, FIF above NZ$50K
- SCHG yield: not currently published
- VOOG yield: 0.4% (Quarterly)
- Cheaper TER: SCHG
Head-to-head comparison
| Feature | SCHG | VOOG |
|---|---|---|
| Fund | Schwab US Large-Cap Growth ETF | Vanguard S&P 500 Growth ETF |
| Issuer | Schwab | Vanguard |
| Exchange | NYSE Arca | NYSE Arca |
| Total expense ratio | 0.04% | 0.07% |
| Dividend yield (TTM) | — | 0.4% |
| Distribution frequency | Quarterly | Quarterly |
| NZ tax wrapper | FIF above NZ$50K | FIF above NZ$50K |
Where to buy
SCHG trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. VOOG trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. See all 11 NZ investment platforms compared.
Frequently asked questions
What is the difference between SCHG and VOOG?▾
SCHG (Schwab US Large-Cap Growth ETF) charges 0.04% TER vs VOOG (Vanguard S&P 500 Growth ETF) at 0.07%. SCHG is from Schwab; VOOG is from Vanguard. Both SCHG and VOOG are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
Which has the lower fee, SCHG or VOOG?▾
SCHG is cheaper at 0.04% TER vs VOOG at 0.07% — a gap of 0.03 percentage points. Over 30 years on a NZ$50,000 portfolio at 7% pre-fee return, that fee gap compounds to roughly NZ3,188 of foregone wealth.
Which yields more, SCHG or VOOG?▾
Yield data for at least one fund is not currently published — check the issuer fact sheet for the latest trailing 12-month yield. Headline yield is gross; after-tax outcome depends on your tax wrapper (FIF above NZ$50K for SCHG, FIF above NZ$50K for VOOG).
Can NZ residents buy both SCHG and VOOG?▾
Yes. SCHG is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. VOOG is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers.
How does NZ tax differ between SCHG and VOOG?▾
SCHG is FIF above NZ$50K. VOOG is FIF above NZ$50K. Same tax wrapper, no structural tax difference between the two for NZ residents. See /tax/pie-vs-fif/ for the full mechanics.
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