Updated Reviewed quarterly
VOOG vs VTI: ETF Comparison
VOOG · Vanguard
TER 0.07% · Yield 0.4%
VTI · Vanguard
TER 0.03% · Yield 1.0%
Both VOOG and VTI are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
In 30 seconds: VOOG (Vanguard S&P 500 Growth ETF, Vanguard) trades on the NYSE Arca at 0.07% TER. VTI (Vanguard Total Stock Market ETF, Vanguard) trades on the NYSE Arca at 0.03% TER. Both VOOG and VTI are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
- VOOG: Vanguard S&P 500 Growth ETF — 0.07% TER, FIF above NZ$50K
- VTI: Vanguard Total Stock Market ETF — 0.03% TER, FIF above NZ$50K
- VOOG yield: 0.4% (Quarterly)
- VTI yield: 1.0% (Quarterly)
- Cheaper TER: VTI
Head-to-head comparison
| Feature | VOOG | VTI |
|---|---|---|
| Fund | Vanguard S&P 500 Growth ETF | Vanguard Total Stock Market ETF |
| Issuer | Vanguard | Vanguard |
| Exchange | NYSE Arca | NYSE Arca |
| Total expense ratio | 0.07% | 0.03% |
| Dividend yield (TTM) | 0.4% | 1.0% |
| Distribution frequency | Quarterly | Quarterly |
| NZ tax wrapper | FIF above NZ$50K | FIF above NZ$50K |
Where to buy
VOOG trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. VTI trades on the NYSE Arca — buy via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. See all 11 NZ investment platforms compared.
Frequently asked questions
What is the difference between VOOG and VTI?▾
VOOG (Vanguard S&P 500 Growth ETF) charges 0.07% TER vs VTI (Vanguard Total Stock Market ETF) at 0.03%. Both are issued by Vanguard. Both VOOG and VTI are US-listed and trigger FIF tax for NZ residents above the NZ$50,000 overseas-share threshold. The comparison is about exposure, fee, and strategy — both share the same NZ tax friction.
Which has the lower fee, VOOG or VTI?▾
VTI is cheaper at 0.03% TER vs VOOG at 0.07% — a gap of 0.04 percentage points.
Which yields more, VOOG or VTI?▾
VOOG trailing 12-month yield is 0.4%; VTI is 1.0%. Headline yield is gross; after-tax outcome depends on your tax wrapper (FIF above NZ$50K for VOOG, FIF above NZ$50K for VTI).
Can NZ residents buy both VOOG and VTI?▾
Yes. VOOG is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers. VTI is available via Hatch, Stake, Sharesies, Tiger and Interactive Brokers.
How does NZ tax differ between VOOG and VTI?▾
VOOG is FIF above NZ$50K. VTI is FIF above NZ$50K. Same tax wrapper, no structural tax difference between the two for NZ residents. See /tax/pie-vs-fif/ for the full mechanics.
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